Choose the Right Real Estate Calculator
Start with the numbers that shape the search.
Understand the payment, the full monthly cost, the cash required and the range you can carry before a property starts making the decision for you.
Home Affordability & Monthly Cost Calculator
Test a home price against take-home income, mortgage costs, property expenses and everyday household spending to see the monthly cost and modeled cash left.
Open calculator → ◆ Mortgage PaymentMortgage Payment Calculator
Home price, down payment in dollars or %, rate, amortization, payment frequency and a CMHC-based default-insurance estimate when applicable.
Open calculator → ◆ QualificationMortgage Qualification Calculator
Model an illustrative purchase-price range from income, debts, down payment, selected rate and stress-test assumptions.
Open calculator → ◆ Down PaymentDown Payment Calculator
Compare down-payment choices against the mortgage amount, insurance exposure and cash reserve you want to keep.
Open calculator → ◆ Closing CashCash to Close Calculator
Estimate down payment, land transfer tax, mortgage-insurance tax, legal and selected setup costs.
Open calculator → ◆ Offer CeilingOffer Budget Calculator
Estimate a personal cash ceiling while protecting the reserve you still need after closing.
Open calculator →Compare the trade-offs before you change course.
Compare the paths that can alter your monthly cost, timing, flexibility and long-term plan.
Rent vs Buy Calculator
Compare monthly cash flow and a simplified multi-year renting-versus-owning scenario.
Open calculator → ◆ RenewalMortgage Renewal Payment Calculator
See how a different rate may change the payment before renewal arrives.
Open calculator → ◆ Condo OwnershipCondo Cost & Special Assessment Calculator
Model condo carrying cost, fee growth and a selected special-assessment scenario.
Open calculator → ◆ GTA FitGTA Neighbourhood Fit Quiz
Turn budget, commute, home type and lifestyle priorities into markets worth investigating.
Open tool → ◆ First PurchaseFirst-Time Buyer Savings Calculator
Turn a down-payment and closing-cash goal into a simple savings timeline.
Open calculator → ◆ Transaction TaxOntario & Toronto Land Transfer Tax Calculator
Estimate Ontario and Toronto land transfer tax with selected first-time buyer scenarios.
Open calculator →Connect today’s equity to the next move.
Connect the current property to selling costs, renovation choices and the cash required for the next purchase.
Seller Net Proceeds Calculator
Estimate what may remain after mortgage payout, selling costs and selected tax assumptions.
Open calculator → ◆ Move-Up PlanMove-Up Buyer Calculator
Connect current-home equity to next-home down payment, closing cash and a new mortgage payment.
Open calculator → ◆ Stay or MoveRenovate vs Move Calculator
Compare renovation cash against a selected sale-and-purchase path.
Open calculator →Test the investment numbers before you commit capital.
Use conservative assumptions, then verify the leases, financing, tax, legal, zoning and building facts that an online model cannot know.
Rental Property Cash Flow Calculator
Model rent, vacancy, operating expenses, debt service, cap rate, DSCR and monthly cash flow.
Open calculator → ◆ Commercial UnderwritingCommercial & Industrial Deal Calculator
Model NOI, cap rate, DSCR, cash-on-cash, break-even occupancy and acquisition cash.
Open calculator →Results are educational estimates based on the inputs and assumptions shown. Confirm financing, tax, legal, insurance, municipal, school-boundary, building and property-specific facts with the appropriate qualified professionals.
Read calculator assumptions and limitations →Have a property—or a move—in mind?
Bring the address, the numbers or the timing question. A focused 10-minute conversation can clarify the next step before you commit more time or money.