How do I choose a real estate agent to buy a home in Ontario?
Ask how the agent will define your budget, search strategy, property due diligence, offer terms, communication and representation agreement before you rely on promises about listings or negotiation.
What should I ask a listing agent before selling a home in the GTA?
Ask for the evidence behind value, the difference between valuation and asking-price strategy, the preparation and marketing plan, showing process, offer handling and the Plan B if the first launch underperforms.
Do not assume every buyer arrangement has the same payment structure. Review the representation agreement and ask how the brokerage will be paid for the property before you make an offer.
What closing costs should a buyer plan for in Ontario?
Cash to close can include land transfer tax, legal costs, title insurance, adjustments, inspection, moving and property-specific expenses beyond the down payment.
How does Ontario land transfer tax work when buying a home?
Ontario land transfer tax is generally tied to the purchase price, with separate Toronto municipal land transfer tax for qualifying Toronto purchases. Eligible first-time buyers may qualify for refunds under current rules.
A useful evaluation should compare recent relevant sales, active competition, property condition, lot, layout, upgrades and current buyer alternatives—not just an automated estimate.
Real-estate remuneration is not one fixed market-wide rate. The services, amounts and payment responsibilities should be explained in the applicable representation and listing agreements before you commit.