Skip to content
Manroop Decision Intelligence

Underwrite the rental before falling in love with it

Model vacancy, expenses, debt service, cap rate and DSCR using your own assumptions.

Investor · Residential Cash Flow

Does the Rental Property Work After the Real Expenses?

Model rent, vacancy, recurring expenses, mortgage payment, cash flow, cap rate and DSCR before you spend time chasing a property that does not fit your plan.

Estimated monthly cash flowEffective rent less modeled operating expenses and mortgage payment.
NOI before debt service
Cap rate
Annual debt service
DSCR
Annual cash flow

Private Strategy Handoff

Use the property math to narrow the search before showings.

Your numbers can be attached to a private consultation request so you do not have to re-enter the scenario.

Save My Scenario + Review With Manroop →

Planning estimate only. This tool is educational and is not a mortgage approval, appraisal, legal opinion, tax advice, accounting advice, investment advice or promise of any result. Inputs, rates, taxes, insurance, rebates, lender rules and transaction costs can change and may not apply to your circumstances. Independently verify all material figures with the appropriate lender or mortgage professional, lawyer, accountant/tax professional, insurer, municipality and other qualified advisers before making a real-estate decision. Commercial and industrial transactions may involve HST, environmental, financing, lease, zoning, due-diligence and tax issues that this calculator does not determine.

Use the number in context

The calculator is the beginning of the decision.

Property-specific facts, lender rules, tax treatment, legal documents and market conditions still need verification. Use the result to ask better questions—not to skip due diligence.

Ready to Start Your Real Estate Journey?

Professional guidance for buyers, sellers and investors across the Greater Toronto Area.

Book Your Free Consultation