.mr-di{--di-ink:#030712;--di-navy:#071323;--di-gold:#c9a64c;--di-gold2:#e3c873;--di-cream:#f6f0e2;--di-border:#d9d0bc;position:relative;margin:0;background:linear-gradient(145deg,#050b16,#081629 68%,#0b1c31);color:#fff;padding:clamp(42px,6vw,78px);overflow:hidden;border:1px solid rgba(227,200,115,.22);box-shadow:0 34px 100px rgba(1,6,15,.28)}
.mr-di::before{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(circle at 94% -15%,rgba(227,200,115,.18),transparent 35%),linear-gradient(90deg,transparent 0 49.9%,rgba(255,255,255,.025) 50%,transparent 50.1%);opacity:.95}.mr-di>*{position:relative;z-index:1}.mr-di-head{max-width:920px;margin-bottom:34px}.mr-di-kicker{display:block;color:var(--di-gold2);font-size:.69rem;letter-spacing:.2em;text-transform:uppercase;font-weight:850}.mr-di-head h2{font-family:"Bodoni MT","Bodoni 72",Didot,Baskerville,Georgia,serif;font-size:clamp(2.5rem,5vw,5.2rem);line-height:.92;letter-spacing:-.045em;margin:10px 0 18px;max-width:14ch}.mr-di-head p{color:#c1cad7;line-height:1.72;max-width:780px;font-size:1.02rem}.mr-di-layout{display:grid;grid-template-columns:minmax(0,1.18fr) minmax(330px,.82fr);gap:clamp(28px,4vw,58px);align-items:start}.mr-di-form{display:grid;gap:22px}.mr-di-form fieldset{margin:0;border:1px solid rgba(227,200,115,.18);padding:22px;background:rgba(255,255,255,.025)}.mr-di-form legend{padding:0 10px;color:var(--di-gold2);font-size:.72rem;text-transform:uppercase;letter-spacing:.14em;font-weight:850}.mr-di-fields{display:grid;gap:16px}.mr-di-fields-2{grid-template-columns:repeat(2,minmax(0,1fr))}.mr-di-fields-3{grid-template-columns:repeat(3,minmax(0,1fr))}.mr-di-form label{display:grid;gap:8px;color:#e8edf4;font-size:.78rem;font-weight:760}.mr-di-form label>span{color:#bac5d3}.mr-di-form input,.mr-di-form select{width:100%;min-width:0;min-height:48px;border:1px solid rgba(227,200,115,.22);border-radius:0;background:#0b1727;color:#fff;padding:11px 13px;font:inherit;outline:none}.mr-di-form input:focus,.mr-di-form select:focus{border-color:var(--di-gold2);box-shadow:0 0 0 2px rgba(227,200,115,.12)}.mr-money,.mr-percent{display:grid;grid-template-columns:auto 1fr;align-items:center;border:1px solid rgba(227,200,115,.22);background:#0b1727}.mr-percent{grid-template-columns:1fr auto}.mr-money input,.mr-percent input{border:0!important;box-shadow:none!important;background:transparent}.mr-money b,.mr-percent b{padding:0 12px;color:var(--di-gold2);font-weight:800}.mr-di-form small{font-weight:500;line-height:1.45;color:#8390a2}.mr-di-checks{display:grid;gap:10px}.mr-di-checks label{display:flex;align-items:flex-start;gap:10px;font-weight:620;color:#c4cfdb;line-height:1.45}.mr-di-checks input{width:18px;height:18px;min-height:18px;accent-color:var(--di-gold);margin-top:2px}.mr-di-button{min-height:54px;border:1px solid var(--di-gold2);background:linear-gradient(135deg,#e0c36a,#b88d2f);color:#050a12;font-weight:900;letter-spacing:.035em;padding:0 22px;cursor:pointer;box-shadow:0 14px 40px rgba(201,166,76,.18);transition:transform .2s ease,filter .2s ease}.mr-di-button:hover{transform:translateY(-2px);filter:brightness(1.05)}
.mr-di-results{position:sticky;top:100px;border:1px solid rgba(227,200,115,.28);background:linear-gradient(160deg,rgba(3,7,18,.95),rgba(11,28,49,.96));padding:28px;box-shadow:0 28px 75px rgba(0,0,0,.28)}.mr-di-result-hero{padding-bottom:22px;margin-bottom:6px;border-bottom:1px solid rgba(227,200,115,.26)}.mr-di-result-hero span,.mr-di-result-hero small{display:block;color:#9eabbc}.mr-di-result-hero strong{display:block;font-family:"Bodoni MT","Bodoni 72",Didot,Baskerville,Georgia,serif;color:var(--di-gold2);font-size:clamp(2.25rem,4vw,3.6rem);line-height:1;margin:10px 0}.mr-di-result-hero small{font-size:.72rem;line-height:1.45}.mr-di-metric,.mr-di-total{display:flex;justify-content:space-between;gap:18px;align-items:center;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.08)}.mr-di-metric span,.mr-di-total span{color:#aab6c5;font-size:.79rem;line-height:1.35}.mr-di-metric strong{color:#fff;font-size:.94rem;text-align:right}.mr-di-total{margin-top:8px;border-bottom:0;border-top:1px solid var(--di-gold);padding-top:18px}.mr-di-total strong{color:var(--di-gold2);font-size:1.18rem;text-align:right}.mr-di-note{font-size:.73rem;line-height:1.6;color:#8f9caf;margin:18px 0 0}.mr-di-legal{margin-top:30px;padding-top:22px;border-top:1px solid rgba(227,200,115,.16);display:grid;gap:8px}.mr-di-legal p{margin:0;color:#8e9aab;font-size:.72rem;line-height:1.65}.mr-di-legal strong{color:#c7d0dc}
.mr-rate-board{position:relative;margin-top:42px;padding:clamp(26px,4vw,42px);background:#f7f2e7;color:#081526;border:1px solid #d8ccb3}.mr-rate-board-head{display:grid;grid-template-columns:minmax(0,.9fr) minmax(280px,.6fr);gap:32px;align-items:end}.mr-rate-board-head h3{font-family:"Bodoni MT","Bodoni 72",Didot,Baskerville,Georgia,serif;font-size:clamp(2rem,3.5vw,3.4rem);line-height:.96;margin:8px 0 0;letter-spacing:-.035em}.mr-rate-board-head p{color:#5d6775;line-height:1.65;margin:0}.mr-rate-context{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:26px}.mr-rate-context>div{background:#071323;color:#fff;padding:22px;border-top:2px solid var(--di-gold)}.mr-rate-context small,.mr-rate-context span{display:block;color:#99a7b8}.mr-rate-context strong{display:block;color:var(--di-gold2);font-family:"Bodoni MT","Bodoni 72",Didot,Baskerville,Georgia,serif;font-size:2rem;margin:7px 0}.mr-rate-context span{font-size:.7rem}.mr-bank-grid{display:grid;grid-template-columns:repeat(5,1fr);border:1px solid #d8ccb3;margin-top:16px}.mr-bank-rate{padding:19px 15px;text-decoration:none;color:#0b1727;border-right:1px solid #d8ccb3;display:flex;min-width:0;flex-direction:column;gap:5px;background:#fff;transition:background .18s ease}.mr-bank-rate:last-child{border-right:0}.mr-bank-rate:hover{background:#fffaf0}.mr-bank-rate small{font-weight:900;text-transform:uppercase;letter-spacing:.08em;color:#7a6431}.mr-bank-rate strong{font-family:"Bodoni MT","Bodoni 72",Didot,Baskerville,Georgia,serif;font-size:1.65rem}.mr-bank-rate span{font-size:.69rem;color:#596576;line-height:1.35}.mr-bank-rate em{font-size:.62rem;color:#8b7560;font-style:normal;margin-top:auto;padding-top:8px}
@media(max-width:1050px){.mr-di-layout{grid-template-columns:1fr}.mr-di-results{position:relative;top:auto}.mr-bank-grid{grid-template-columns:repeat(3,1fr)}.mr-bank-rate{border-bottom:1px solid #d8ccb3}.mr-bank-rate:nth-child(3n){border-right:0}}
@media(max-width:760px){.mr-di{padding:34px 18px}.mr-di-fields-2,.mr-di-fields-3,.mr-rate-board-head,.mr-rate-context{grid-template-columns:1fr}.mr-bank-grid{grid-template-columns:1fr}.mr-bank-rate{border-right:0}.mr-di-head h2{font-size:clamp(2.35rem,12vw,3.7rem)}.mr-di-results{padding:22px}.mr-di-metric,.mr-di-total{align-items:flex-start}.mr-di-metric strong,.mr-di-total strong{max-width:45%}.mr-rate-board{padding:24px 18px}}
@media(prefers-reduced-motion:reduce){.mr-di-button{transition:none}.mr-di-button:hover{transform:none}}

/* v0.3 private strategy handoff */
.mr-di-handoff{margin-top:18px;padding:clamp(22px,3vw,34px);display:grid;grid-template-columns:minmax(0,1fr) auto;gap:28px;align-items:center;background:linear-gradient(120deg,#050c17,#0b1d31);border:1px solid rgba(220,188,103,.34);border-left:3px solid #d4b45c;box-shadow:0 24px 70px rgba(4,10,20,.18);color:#fff}.mr-di-handoff span{display:block;margin-bottom:7px;color:#d9bb67;font-size:.61rem;font-weight:900;letter-spacing:.16em;text-transform:uppercase}.mr-di-handoff h3{margin:0;font-family:"Bodoni 72",Didot,Georgia,"Iowan Old Style",Baskerville,"Times New Roman",serif;font-size:clamp(1.45rem,2.5vw,2.15rem);line-height:1;letter-spacing:-.035em}.mr-di-handoff p{max-width:720px;margin:10px 0 0;color:#bdc8d5;font-size:.84rem;line-height:1.65}.mr-di-handoff-button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 20px;border:1px solid #d9bb67;background:linear-gradient(135deg,#e2c66e,#b68a31);color:#07111f!important;text-decoration:none;font-size:.75rem;font-weight:900;white-space:nowrap;box-shadow:0 12px 30px rgba(195,155,62,.18);transition:transform .2s ease,box-shadow .2s ease}.mr-di-handoff-button:hover{transform:translateY(-2px);box-shadow:0 16px 38px rgba(195,155,62,.28)}
@media(max-width:760px){.mr-di-handoff{grid-template-columns:1fr}.mr-di-handoff-button{width:100%;white-space:normal;text-align:center}}

/* v0.5 form control polish */
.mr-di-form select{appearance:none;background-image:linear-gradient(45deg,transparent 50%,var(--di-gold2) 50%),linear-gradient(135deg,var(--di-gold2) 50%,transparent 50%);background-position:calc(100% - 18px) 22px,calc(100% - 13px) 22px;background-size:5px 5px,5px 5px;background-repeat:no-repeat;padding-right:38px}
.mr-di-form input:hover,.mr-di-form select:hover{border-color:rgba(227,200,115,.48)}
.mr-di-form input:disabled,.mr-di-form select:disabled{opacity:.58;cursor:not-allowed}

/* v0.7 complete monthly-reality planner */
.mr-di-monthly .mr-di-head{max-width:1040px}.mr-di-profile{border-color:rgba(227,200,115,.42)!important;background:linear-gradient(120deg,rgba(227,200,115,.08),rgba(255,255,255,.018))!important}.mr-di-explainer{margin-top:16px;padding:15px 17px;border-left:2px solid var(--di-gold2);background:rgba(227,200,115,.055);color:#bfcbd9;font-size:.76rem;line-height:1.65}.mr-di-explainer strong{color:#f0d782}.mr-di-subsection{padding:3px 0 20px}.mr-di-subsection+.mr-di-subsection{padding-top:20px;border-top:1px solid rgba(227,200,115,.12)}.mr-di-subsection h3{font-family:"Bodoni MT","Bodoni 72",Didot,Baskerville,Georgia,serif;font-size:1.34rem;margin:0 0 14px;color:#fff}.mr-di-help{margin:-5px 0 16px;color:#8f9caf;font-size:.74rem;line-height:1.55}.mr-di-includes{display:flex;flex-wrap:wrap;gap:10px 18px;align-items:center;margin-top:16px;padding:14px 16px;border:1px solid rgba(227,200,115,.14);background:#06111f}.mr-di-includes[hidden],.mr-di-monthly [data-mr-condo-only][hidden]{display:none!important}.mr-di-includes>strong{width:100%;color:#e6ca76;font-size:.69rem;letter-spacing:.08em;text-transform:uppercase}.mr-di-includes label{display:flex;grid-template-columns:none;align-items:center;gap:8px;color:#c7d0dc;text-transform:none;font-size:.73rem}.mr-di-includes input{width:17px;height:17px;min-height:17px;accent-color:var(--di-gold);margin:0}.mr-di-field-muted{opacity:.52}.mr-di-field-muted>span::after{content:" · included in common fee";color:#d9bd69;font-size:.65rem}.mr-di-emphasis>span{color:#e5ca79!important}.mr-di-monthly .mr-di-form fieldset{scroll-margin-top:110px}.mr-di-monthly .mr-di-results{max-height:calc(100vh - 130px);overflow:auto;scrollbar-width:thin;scrollbar-color:#b9953f #071323}
@media(max-width:760px){.mr-di-subsection h3{font-size:1.2rem}.mr-di-includes{display:grid;grid-template-columns:1fr 1fr}.mr-di-includes>strong{grid-column:1/-1}.mr-di-monthly .mr-di-results{max-height:none;overflow:visible}}


/* v0.8.0 Tool usability + spatial polish */
.mr-di{padding:clamp(36px,5vw,64px) clamp(18px,3vw,38px)}.mr-di-head{margin-bottom:30px}.mr-di-head h2{font-size:clamp(2.25rem,4.1vw,4.25rem);max-width:17ch}.mr-di-layout{gap:clamp(24px,3.5vw,46px)}.mr-di-form fieldset{border-radius:4px;padding:clamp(18px,2.2vw,26px);transition:border-color .2s ease,background .2s ease,transform .2s ease,box-shadow .2s ease}.mr-di-form fieldset:hover{border-color:rgba(227,200,115,.34);background:rgba(255,255,255,.035);box-shadow:0 14px 32px rgba(0,0,0,.08)}.mr-di-form input,.mr-di-form select{border-radius:5px;transition:border-color .18s ease,box-shadow .18s ease}.mr-di-button{border-radius:3px}.mr-di-results{border-radius:4px}.mr-rate-board{border-radius:4px}.mr-bank-rate{transition:background .18s ease,transform .18s ease}.mr-bank-rate:hover{transform:translateY(-2px)}
@media(max-width:760px){.mr-di{padding:30px 14px}.mr-di-head{margin-bottom:22px}.mr-di-head h2{font-size:clamp(2.1rem,10vw,3.25rem)}}
@media(prefers-reduced-motion:reduce){.mr-di-form fieldset,.mr-bank-rate{transition:none}.mr-bank-rate:hover{transform:none}}

/* v0.9.0 — inline calculator validation (no vague browser popups) */
.mr-di-inline-error{display:block;margin:8px 0 0!important;padding:8px 10px;border-left:3px solid #d83b46;background:rgba(216,59,70,.09);color:#ffb8bd!important;font-size:.72rem!important;font-weight:800!important;line-height:1.45!important;text-transform:none!important;letter-spacing:0!important}.mr-di-inline-error::before{content:"⚠";margin-right:6px;color:#e6c86e}.mr-di-invalid>span{color:#ffb8bd!important}.mr-di-invalid input,.mr-di-invalid select,.mr-di-invalid textarea,.mr-di-invalid .mr-money,.mr-di-invalid .mr-percent{border-color:#d83b46!important;box-shadow:0 0 0 3px rgba(216,59,70,.09)!important}.mr-di-error-summary{display:grid;gap:4px;margin:0 0 18px;padding:14px 16px;border:1px solid rgba(231,93,103,.55);border-left:4px solid #d83b46;background:#180d14;color:#fff}.mr-di-error-summary strong{font-size:.82rem}.mr-di-error-summary span{color:#d6bec2;font-size:.72rem;line-height:1.45}
.mr-di-form label:has(input[required],select[required],textarea[required])>span::after{content:"  *";color:#e6c86e;font-weight:950}.mr-di-form label:has(input[required],select[required],textarea[required])>span{position:relative}

/* v1.0.0 — responsive calculator hardening */
.mr-di,.mr-di-layout,.mr-di-form,.mr-di-form fieldset,.mr-di-fields,.mr-di-results,.mr-rate-board,.mr-rate-context,.mr-bank-grid,.mr-di-handoff{min-width:0}.mr-di-form label,.mr-di-metric span,.mr-di-metric strong,.mr-di-total span,.mr-di-total strong,.mr-di-note,.mr-di-legal p{overflow-wrap:anywhere}.mr-di-form input,.mr-di-form select{max-width:100%}.mr-di-button{width:max-content;max-width:100%}
@media(max-width:900px){.mr-di{padding:30px 18px}.mr-di-layout{gap:24px}.mr-di-results{position:relative;top:auto}.mr-di-head h2{max-width:18ch}.mr-rate-board{margin-top:30px}.mr-bank-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.mr-bank-rate,.mr-bank-rate:nth-child(3n){border-right:1px solid #d8ccb3}.mr-bank-rate:nth-child(2n){border-right:0}}
@media(max-width:620px){.mr-di{padding:24px 12px}.mr-di-head{margin-bottom:18px}.mr-di-head h2{font-size:clamp(2rem,9.5vw,2.85rem);line-height:.96}.mr-di-head p{font-size:.9rem;line-height:1.58}.mr-di-form{gap:16px}.mr-di-form fieldset{padding:16px 13px}.mr-di-form legend{font-size:.64rem}.mr-di-fields-2,.mr-di-fields-3{grid-template-columns:1fr}.mr-di-form input,.mr-di-form select{min-height:50px;font-size:16px}.mr-di-results{padding:18px 15px}.mr-di-result-hero strong{font-size:2.25rem}.mr-di-metric,.mr-di-total{gap:12px}.mr-di-metric span,.mr-di-total span{font-size:.75rem}.mr-di-metric strong,.mr-di-total strong{max-width:52%;font-size:.86rem}.mr-di-button{width:100%;min-height:52px}.mr-di-includes{grid-template-columns:1fr!important}.mr-di-includes>strong{grid-column:auto!important}.mr-rate-board{padding:20px 14px}.mr-bank-grid{grid-template-columns:1fr}.mr-bank-rate,.mr-bank-rate:nth-child(2n),.mr-bank-rate:nth-child(3n){border-right:0}.mr-di-handoff{padding:19px 15px;gap:18px}.mr-di-handoff h3{font-size:1.5rem}}
@media(max-width:380px){.mr-di-metric,.mr-di-total{display:grid;grid-template-columns:1fr}.mr-di-metric strong,.mr-di-total strong{max-width:none;text-align:left}.mr-money b,.mr-percent b{padding:0 9px}}